OPTICIANRY (TURKISH)
Associate	TR-NQF-HE: Level 5	QF-EHEA: Short Cycle	EQF-LLL: Level 5

Ders Genel Tanıtım Bilgileri

Course Code:

BVS2013

Ders İsmi:

Credit Analysis for Banks

Ders Yarıyılı:

Spring

Ders Kredileri:

Theoretical	Practical	Credit	ECTS
2	0	2	3

Language of instruction:

Turkish

Ders Koşulu:

Ders İş Deneyimini Gerektiriyor mu?:

Type of course:

Non-Departmental Elective

Course Level:

Associate

TR-NQF-HE:5. Master`s Degree

QF-EHEA:Short Cycle

EQF-LLL:5. Master`s Degree

Mode of Delivery:

Face to face

Course Coordinator :

Instructor SERAP GÖKSU

Course Lecturer(s):

Course Assistants:

Course Objectives:	The main goal of this course is to have the ability of making financial assessments, credit evaluations through the main and supplementary financial statements of interprises by using analysing tools and techniques.
Course Content:	Basic concepts of financial analysis, financial analyses techniques, financial assessments and credit evaluation of main and supplementary financial statements by using analysing tools and techniques.

The students who have succeeded in this course;

Learning Outcomes

1 - Knowledge
Theoretical - Conceptual
2 - Skills
Cognitive - Practical
3 - Competences
Communication and Social Competence
Learning Competence
Field Specific Competence
Competence to Work Independently and Take Responsibility

Week	Subject	Related Preparation
1)	The scope of banking financial products and services.
1)	Cash flow and applications.
2)	The reasons and results of 2001 and 2008 financial crises in Banking Sector.
3)	Banking sector credit policies and regulations. Bank Loan Ratings - Basel criteria.
4)	Types of TL and FX Loans.
5)	Types of non-cash loans.
6)	Financials-B/S items, adjustments after company call.
7)	Financials-Income statement, adjustments after company call.
8)	Fund flow and applications.
9)	Cash flow and applications.
10)	Evaluation of loan request, B/S and I/S and security structure.
11)	Ratio Analysis for Financial Statements.
12)	B/S and I/S adjustments.
13)	Exercise : Preparation, evaluation and security assesment of a company analysis report.
14)	Credit scoring (SCORECARD)-Retail banking.

Course Notes / Textbooks:	Dr. Öztin Akgüç, Mali Tablolar Analizi, Avcıol Basın Yayın, 2013, Adem Çabuk, Mali Tablolar Analizi, Ekin Kitabevi, 2013.
References:	Güncel dergiler, yayınlar, Firma Değerleme Raporları.

Ders Öğrenme Kazanımları
Program Outcomes
1) The student acquires theoretical and practical knowledge related to his field at a basic level.
2) The student owns information about moral discipline and ethical rules related to his field.
3) The student uses theoretical and practical knowledge related to his field at a basic level; basic fundamental computer programs and related technologies.
4) The student manages a duty independently by using the knowledge about his field at a basic level.
5) The student evaluates the knowledge about his field at a basic level with a critical approach, he designates his learning needs and directs his learning.
6) The student uses information and communication technologies with at least at basic level of European Computer Using Licence basic level of computer software which his field of study requires.
7) The student complies with and contributes to quality management and processes.
8) The student has sufficient consciousness about individual and public health, environmental protection and work safety issues.
9) The student acts in accordance with laws, regulations, legislations and professional ethics related to individual duties, rights and responsibilities.

No Effect	1 Lowest	2 Low	3 Average	4 High	5 Highest

	Program Outcomes	Level of Contribution
1)	The student acquires theoretical and practical knowledge related to his field at a basic level.
2)	The student owns information about moral discipline and ethical rules related to his field.
3)	The student uses theoretical and practical knowledge related to his field at a basic level; basic fundamental computer programs and related technologies.
4)	The student manages a duty independently by using the knowledge about his field at a basic level.
5)	The student evaluates the knowledge about his field at a basic level with a critical approach, he designates his learning needs and directs his learning.
6)	The student uses information and communication technologies with at least at basic level of European Computer Using Licence basic level of computer software which his field of study requires.
7)	The student complies with and contributes to quality management and processes.
8)	The student has sufficient consciousness about individual and public health, environmental protection and work safety issues.
9)	The student acts in accordance with laws, regulations, legislations and professional ethics related to individual duties, rights and responsibilities.