CIVIL ENGINEERING | |||||
Bachelor | TR-NQF-HE: Level 6 | QF-EHEA: First Cycle | EQF-LLL: Level 6 |
Course Code: | BVS2013 | ||||||||
Ders İsmi: | Credit Analysis for Banks | ||||||||
Ders Yarıyılı: |
Fall Spring |
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Ders Kredileri: |
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Language of instruction: | Turkish | ||||||||
Ders Koşulu: | |||||||||
Ders İş Deneyimini Gerektiriyor mu?: | No | ||||||||
Type of course: | Non-Departmental Elective | ||||||||
Course Level: |
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Mode of Delivery: | Face to face | ||||||||
Course Coordinator : | Instructor SERAP GÖKSU | ||||||||
Course Lecturer(s): | |||||||||
Course Assistants: |
Course Objectives: | The main goal of this course is to have the ability of making financial assessments, credit evaluations through the main and supplementary financial statements of interprises by using analysing tools and techniques. |
Course Content: | Basic concepts of financial analysis, financial analyses techniques, financial assessments and credit evaluation of main and supplementary financial statements by using analysing tools and techniques. |
The students who have succeeded in this course;
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Week | Subject | Related Preparation |
1) | The scope of banking financial products and services. | |
1) | Cash flow and applications. | |
2) | The reasons and results of 2001 and 2008 financial crises in Banking Sector. | |
3) | Banking sector credit policies and regulations. Bank Loan Ratings - Basel criteria. | |
4) | Types of TL and FX Loans. | |
5) | Types of non-cash loans. | |
6) | Financials-B/S items, adjustments after company call. | |
7) | Financials-Income statement, adjustments after company call. | |
8) | Fund flow and applications. | |
9) | Cash flow and applications. | |
10) | Evaluation of loan request, B/S and I/S and security structure. | |
11) | Ratio Analysis for Financial Statements. | |
12) | B/S and I/S adjustments. | |
13) | Exercise : Preparation, evaluation and security assesment of a company analysis report. | |
14) | Credit scoring (SCORECARD)-Retail banking. |
Course Notes / Textbooks: | Dr. Öztin Akgüç, Mali Tablolar Analizi, Avcıol Basın Yayın, 2013, Adem Çabuk, Mali Tablolar Analizi, Ekin Kitabevi, 2013. |
References: | Güncel dergiler, yayınlar, Firma Değerleme Raporları. |
Ders Öğrenme Kazanımları | ||||||||||
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Program Outcomes | ||||||||||
1) Adequate knowledge in mathematics, science and civil engineering; the ability to use theoretical and practical knowledge in these areas in complex engineering problems. | ||||||||||
2) Ability to identify, formulate, and solve complex engineering problems; ability to select and apply proper analysis and modeling methods for this purpose. | ||||||||||
3) Ability to design a complex system, process, structural and/or structural members to meet specific requirements under realistic constraints and conditions; ability to apply modern design methods for this purpose. | ||||||||||
4) Ability to develop, select and use modern techniques and tools necessary for the analysis and solution of complex problems encountered in civil engineering applications; ability to use civil engineering technologies effectively. | ||||||||||
5) Ability to design, conduct experiments, collect data, analyze and interpret results for the study of complex engineering problems or civil engineering research topics. | ||||||||||
6) Ability to work effectively within and multi-disciplinary teams; individual study skills. | ||||||||||
7) Ability to communicate effectively in English and Turkish (if he/she is a Turkish citizen), both orally and in writing. | ||||||||||
8) Awareness of the necessity of lifelong learning; ability to access information to follow developments in civil engineering technology. | ||||||||||
9) To act in accordance with ethical principles, professional and ethical responsibility; having awareness of the importance of employee workplace health and safety. | ||||||||||
10) Information about business life practices such as project management, risk management, and change management; awareness of entrepreneurship, innovation, and sustainable development. | ||||||||||
11) Knowledge about contemporary issues and the global and societal effects of engineering practices on health, environment, and safety; awareness of the legal consequences of civil engineering solutions. |
No Effect | 1 Lowest | 2 Low | 3 Average | 4 High | 5 Highest |
Program Outcomes | Level of Contribution | |
1) | Adequate knowledge in mathematics, science and civil engineering; the ability to use theoretical and practical knowledge in these areas in complex engineering problems. | |
2) | Ability to identify, formulate, and solve complex engineering problems; ability to select and apply proper analysis and modeling methods for this purpose. | |
3) | Ability to design a complex system, process, structural and/or structural members to meet specific requirements under realistic constraints and conditions; ability to apply modern design methods for this purpose. | |
4) | Ability to develop, select and use modern techniques and tools necessary for the analysis and solution of complex problems encountered in civil engineering applications; ability to use civil engineering technologies effectively. | |
5) | Ability to design, conduct experiments, collect data, analyze and interpret results for the study of complex engineering problems or civil engineering research topics. | |
6) | Ability to work effectively within and multi-disciplinary teams; individual study skills. | |
7) | Ability to communicate effectively in English and Turkish (if he/she is a Turkish citizen), both orally and in writing. | |
8) | Awareness of the necessity of lifelong learning; ability to access information to follow developments in civil engineering technology. | |
9) | To act in accordance with ethical principles, professional and ethical responsibility; having awareness of the importance of employee workplace health and safety. | |
10) | Information about business life practices such as project management, risk management, and change management; awareness of entrepreneurship, innovation, and sustainable development. | |
11) | Knowledge about contemporary issues and the global and societal effects of engineering practices on health, environment, and safety; awareness of the legal consequences of civil engineering solutions. |
Semester Requirements | Number of Activities | Level of Contribution |
Midterms | 1 | % 40 |
Final | 1 | % 60 |
Total | % 100 | |
PERCENTAGE OF SEMESTER WORK | % 40 | |
PERCENTAGE OF FINAL WORK | % 60 | |
Total | % 100 |
Activities | Number of Activities | Duration (Hours) | Workload |
Course Hours | 14 | 2 | 28 |
Study Hours Out of Class | 14 | 3 | 42 |
Midterms | 1 | 2 | 2 |
Final | 1 | 2 | 2 |
Total Workload | 74 |