BVS2013 Credit Analysis for BanksBahçeşehir UniversityDegree Programs ADVERTISINGGeneral Information For StudentsDiploma SupplementErasmus Policy StatementBologna CommissionNational Qualifications
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Bachelor TR-NQF-HE: Level 6 QF-EHEA: First Cycle EQF-LLL: Level 6

Course Introduction and Application Information

Course Code Course Name Semester Theoretical Practical Credit ECTS
BVS2013 Credit Analysis for Banks Spring 2 0 2 3
This catalog is for information purposes. Course status is determined by the relevant department at the beginning of semester.

Basic information

Language of instruction: Turkish
Type of course: Non-Departmental Elective
Course Level: Bachelor’s Degree (First Cycle)
Mode of Delivery: Face to face
Course Coordinator : Instructor SERAP GÖKSU
Recommended Optional Program Components: There are no program components.
Course Objectives: The main goal of this course is to have the ability of making financial assessments, credit evaluations through the main and supplementary financial statements of interprises by using analysing tools and techniques.

Learning Outcomes

The students who have succeeded in this course;
1. Able to to understand the fundamental and technical analysis.
2. Able to define the importance of footnotes considering the principles of accounting
3. Able to apply financial analysis techniques.
4 Able to interpret financial statement results,
5. Able to make financial assessments and credit evaluation.

Course Content

Basic concepts of financial analysis, financial analyses techniques, financial assessments and credit evaluation of main and supplementary financial statements by using analysing tools and techniques.

Weekly Detailed Course Contents

Week Subject Related Preparation
1) The scope of banking financial products and services.
1) Cash flow and applications.
2) The reasons and results of 2001 and 2008 financial crises in Banking Sector.
3) Banking sector credit policies and regulations. Bank Loan Ratings - Basel criteria.
4) Types of TL and FX Loans.
5) Types of non-cash loans.
6) Financials-B/S items, adjustments after company call.
7) Financials-Income statement, adjustments after company call.
8) Fund flow and applications.
9) Cash flow and applications.
10) Evaluation of loan request, B/S and I/S and security structure.
11) Ratio Analysis for Financial Statements.
12) B/S and I/S adjustments.
13) Exercise : Preparation, evaluation and security assesment of a company analysis report.
14) Credit scoring (SCORECARD)-Retail banking.

Sources

Course Notes / Textbooks: Dr. Öztin Akgüç, Mali Tablolar Analizi, Avcıol Basın Yayın, 2013,
Adem Çabuk, Mali Tablolar Analizi, Ekin Kitabevi, 2013.
References: Güncel dergiler, yayınlar, Firma Değerleme Raporları.

Evaluation System

Semester Requirements Number of Activities Level of Contribution
Midterms 1 % 40
Final 1 % 60
Total % 100
PERCENTAGE OF SEMESTER WORK % 40
PERCENTAGE OF FINAL WORK % 60
Total % 100

ECTS / Workload Table

Activities Number of Activities Duration (Hours) Workload
Course Hours 14 2 28
Study Hours Out of Class 14 3 42
Midterms 1 2 2
Final 1 2 2
Total Workload 74

Contribution of Learning Outcomes to Programme Outcomes

No Effect 1 Lowest 2 Low 3 Average 4 High 5 Highest
           
Program Outcomes Level of Contribution
1) To prepare students to become communication professionals by focusing on strategic thinking, professional writing, ethical practices, and the innovative use of both traditional and new media 2
2) To be able to explain and define problems related to the relationship between facts and phenomena in areas such as Advertising, Persuasive Communication, and Brand Management
3) To critically discuss and interpret theories, concepts, methods, tools, and ideas in the field of advertising
4) To be able to follow and interpret innovations in the field of advertising
5) To demonstrate a scientific perspective in line with the topics they are curious about in the field.
6) To address and solve the needs and problems of the field through the developed scientific perspective
7) To recognize and understand all the dynamics within the field of advertising
8) To analyze and develop solutions to problems encountered in the practical field of advertising