INTERNATIONAL FINANCE | |||||
Bachelor | TR-NQF-HE: Level 6 | QF-EHEA: First Cycle | EQF-LLL: Level 6 |
Course Code | Course Name | Semester | Theoretical | Practical | Credit | ECTS |
BVS2013 | Credit Analysis for Banks | Fall | 2 | 0 | 2 | 3 |
This catalog is for information purposes. Course status is determined by the relevant department at the beginning of semester. |
Language of instruction: | Turkish |
Type of course: | Non-Departmental Elective |
Course Level: | Bachelor’s Degree (First Cycle) |
Mode of Delivery: | Face to face |
Course Coordinator : | Instructor SERAP GÖKSU |
Recommended Optional Program Components: | There are no program components. |
Course Objectives: | The main goal of this course is to have the ability of making financial assessments, credit evaluations through the main and supplementary financial statements of interprises by using analysing tools and techniques. |
The students who have succeeded in this course; 1. Able to to understand the fundamental and technical analysis. 2. Able to define the importance of footnotes considering the principles of accounting 3. Able to apply financial analysis techniques. 4 Able to interpret financial statement results, 5. Able to make financial assessments and credit evaluation. |
Basic concepts of financial analysis, financial analyses techniques, financial assessments and credit evaluation of main and supplementary financial statements by using analysing tools and techniques. |
Week | Subject | Related Preparation |
1) | The scope of banking financial products and services. | |
1) | Cash flow and applications. | |
2) | The reasons and results of 2001 and 2008 financial crises in Banking Sector. | |
3) | Banking sector credit policies and regulations. Bank Loan Ratings - Basel criteria. | |
4) | Types of TL and FX Loans. | |
5) | Types of non-cash loans. | |
6) | Financials-B/S items, adjustments after company call. | |
7) | Financials-Income statement, adjustments after company call. | |
8) | Fund flow and applications. | |
9) | Cash flow and applications. | |
10) | Evaluation of loan request, B/S and I/S and security structure. | |
11) | Ratio Analysis for Financial Statements. | |
12) | B/S and I/S adjustments. | |
13) | Exercise : Preparation, evaluation and security assesment of a company analysis report. | |
14) | Credit scoring (SCORECARD)-Retail banking. |
Course Notes / Textbooks: | Dr. Öztin Akgüç, Mali Tablolar Analizi, Avcıol Basın Yayın, 2013, Adem Çabuk, Mali Tablolar Analizi, Ekin Kitabevi, 2013. |
References: | Güncel dergiler, yayınlar, Firma Değerleme Raporları. |
Semester Requirements | Number of Activities | Level of Contribution |
Midterms | 1 | % 40 |
Final | 1 | % 60 |
Total | % 100 | |
PERCENTAGE OF SEMESTER WORK | % 40 | |
PERCENTAGE OF FINAL WORK | % 60 | |
Total | % 100 |
Activities | Number of Activities | Duration (Hours) | Workload |
Course Hours | 14 | 2 | 28 |
Study Hours Out of Class | 14 | 3 | 42 |
Midterms | 1 | 2 | 2 |
Final | 1 | 2 | 2 |
Total Workload | 74 |
No Effect | 1 Lowest | 2 Low | 3 Average | 4 High | 5 Highest |
Program Outcomes | Level of Contribution | |
1) | To correctly identify the problems and to be able to ask the correct questions | 2 |
2) | To have the ability for problem solving and to utilize analytical approach in dealing with the problems of finance | 1 |
3) | To understand and grasp the full details of theoretical arguments and counter arguments | 2 |
4) | To be fully prepared for a graduate study in finance and to have lifelong learning awareness | 2 |
5) | To be able to apply theoretical principles of finance to the realities of practical business life | 1 |
6) | To develop solutions for managerial problems by understanding the requirements of international financial markets | 2 |
7) | To think innovatively and creatively in complex situations | 3 |
8) | To be able to make decisions both locally and internationally by knowing the effects of globalization on business and social life | 2 |
9) | To have the competencies of the digital age and to use the necessary financial applications | 2 |
10) | To be able to use at least one foreign language both for communication and academic purposes | 1 |
11) | To understand the importance of business ethics and to take decisions by knowing the legal and ethical consequences of their activities in the academic world and business life | 2 |
12) | To develop an objective criticism in business and academic life and having a perspective to self-criticize | 2 |