FOREIGN TRADE (TURKISH) | |||||
Associate | TR-NQF-HE: Level 5 | QF-EHEA: Short Cycle | EQF-LLL: Level 5 |
Course Code | Course Name | Semester | Theoretical | Practical | Credit | ECTS |
BVS2013 | Credit Analysis for Banks | Spring Fall |
2 | 0 | 2 | 3 |
This catalog is for information purposes. Course status is determined by the relevant department at the beginning of semester. |
Language of instruction: | Turkish |
Type of course: | Non-Departmental Elective |
Course Level: | Associate (Short Cycle) |
Mode of Delivery: | Face to face |
Course Coordinator : | Instructor SERAP GÖKSU |
Recommended Optional Program Components: | There are no program components. |
Course Objectives: | The main goal of this course is to have the ability of making financial assessments, credit evaluations through the main and supplementary financial statements of interprises by using analysing tools and techniques. |
The students who have succeeded in this course; 1. Able to to understand the fundamental and technical analysis. 2. Able to define the importance of footnotes considering the principles of accounting 3. Able to apply financial analysis techniques. 4 Able to interpret financial statement results, 5. Able to make financial assessments and credit evaluation. |
Basic concepts of financial analysis, financial analyses techniques, financial assessments and credit evaluation of main and supplementary financial statements by using analysing tools and techniques. |
Week | Subject | Related Preparation |
1) | The scope of banking financial products and services. | |
1) | Cash flow and applications. | |
2) | The reasons and results of 2001 and 2008 financial crises in Banking Sector. | |
3) | Banking sector credit policies and regulations. Bank Loan Ratings - Basel criteria. | |
4) | Types of TL and FX Loans. | |
5) | Types of non-cash loans. | |
6) | Financials-B/S items, adjustments after company call. | |
7) | Financials-Income statement, adjustments after company call. | |
8) | Fund flow and applications. | |
9) | Cash flow and applications. | |
10) | Evaluation of loan request, B/S and I/S and security structure. | |
11) | Ratio Analysis for Financial Statements. | |
12) | B/S and I/S adjustments. | |
13) | Exercise : Preparation, evaluation and security assesment of a company analysis report. | |
14) | Credit scoring (SCORECARD)-Retail banking. |
Course Notes / Textbooks: | Dr. Öztin Akgüç, Mali Tablolar Analizi, Avcıol Basın Yayın, 2013, Adem Çabuk, Mali Tablolar Analizi, Ekin Kitabevi, 2013. |
References: | Güncel dergiler, yayınlar, Firma Değerleme Raporları. |
Semester Requirements | Number of Activities | Level of Contribution |
Midterms | 1 | % 40 |
Final | 1 | % 60 |
Total | % 100 | |
PERCENTAGE OF SEMESTER WORK | % 40 | |
PERCENTAGE OF FINAL WORK | % 60 | |
Total | % 100 |
Activities | Number of Activities | Duration (Hours) | Workload |
Course Hours | 14 | 2 | 28 |
Study Hours Out of Class | 14 | 3 | 42 |
Midterms | 1 | 2 | 2 |
Final | 1 | 2 | 2 |
Total Workload | 74 |
No Effect | 1 Lowest | 2 Low | 3 Average | 4 High | 5 Highest |
Program Outcomes | Level of Contribution | |
1) | He/she comprehends the main theories and terminology of International Trade. | |
2) | He/she comprehends the custom operations. | |
3) | He/she applies international finance and accounting knowledge to business life. | |
4) | He/she has skills of using computer and software. | |
5) | He/she analyses Turkey and EU foreign trade structure. | |
6) | He/she brings in the basic reason of international marketing. | |
7) | He/she consults basic law rules and legislation which built the legal frame of foreign trade. | |
8) | He/she evaluates and analyses risks which foreign trade companies may meet. | |
9) | He/she comprehends the international logistics and transportation. | |
10) | He/she has the qualification and eligibility to work on international platform. | |
11) | He/she uses efficient oral and written communication skills. | |
12) | He/she follows and applies the national and international actual and the economic developments about foreign trade. | |
13) | He/she has vocational ethical value that market needs in qualified staff, can use Turkish effectively in writing and speaking communication; have proficiency in foreign language knowledge to making international correspond. |