BVS2013 Credit Analysis for BanksBahçeşehir UniversityDegree Programs INTERIOR ARCHITECTURE AND ENVIRONMENTAL DESIGNGeneral Information For StudentsDiploma SupplementErasmus Policy StatementNational QualificationsBologna Commission
INTERIOR ARCHITECTURE AND ENVIRONMENTAL DESIGN
Bachelor TR-NQF-HE: Level 6 QF-EHEA: First Cycle EQF-LLL: Level 6

Course Introduction and Application Information

Course Code Course Name Semester Theoretical Practical Credit ECTS
BVS2013 Credit Analysis for Banks Fall 2 0 2 3
This catalog is for information purposes. Course status is determined by the relevant department at the beginning of semester.

Basic information

Language of instruction: Turkish
Type of course: Non-Departmental Elective
Course Level: Bachelor’s Degree (First Cycle)
Mode of Delivery: Face to face
Course Coordinator : Instructor SERAP GÖKSU
Recommended Optional Program Components: There are no program components.
Course Objectives: The main goal of this course is to have the ability of making financial assessments, credit evaluations through the main and supplementary financial statements of interprises by using analysing tools and techniques.

Learning Outcomes

The students who have succeeded in this course;
1. Able to to understand the fundamental and technical analysis.
2. Able to define the importance of footnotes considering the principles of accounting
3. Able to apply financial analysis techniques.
4 Able to interpret financial statement results,
5. Able to make financial assessments and credit evaluation.

Course Content

Basic concepts of financial analysis, financial analyses techniques, financial assessments and credit evaluation of main and supplementary financial statements by using analysing tools and techniques.

Weekly Detailed Course Contents

Week Subject Related Preparation
1) The scope of banking financial products and services.
1) Cash flow and applications.
2) The reasons and results of 2001 and 2008 financial crises in Banking Sector.
3) Banking sector credit policies and regulations. Bank Loan Ratings - Basel criteria.
4) Types of TL and FX Loans.
5) Types of non-cash loans.
6) Financials-B/S items, adjustments after company call.
7) Financials-Income statement, adjustments after company call.
8) Fund flow and applications.
9) Cash flow and applications.
10) Evaluation of loan request, B/S and I/S and security structure.
11) Ratio Analysis for Financial Statements.
12) B/S and I/S adjustments.
13) Exercise : Preparation, evaluation and security assesment of a company analysis report.
14) Credit scoring (SCORECARD)-Retail banking.

Sources

Course Notes / Textbooks: Dr. Öztin Akgüç, Mali Tablolar Analizi, Avcıol Basın Yayın, 2013,
Adem Çabuk, Mali Tablolar Analizi, Ekin Kitabevi, 2013.
References: Güncel dergiler, yayınlar, Firma Değerleme Raporları.

Evaluation System

Semester Requirements Number of Activities Level of Contribution
Midterms 1 % 40
Final 1 % 60
Total % 100
PERCENTAGE OF SEMESTER WORK % 40
PERCENTAGE OF FINAL WORK % 60
Total % 100

ECTS / Workload Table

Activities Number of Activities Duration (Hours) Workload
Course Hours 14 2 28
Study Hours Out of Class 14 3 42
Midterms 1 2 2
Final 1 2 2
Total Workload 74

Contribution of Learning Outcomes to Programme Outcomes

No Effect 1 Lowest 2 Low 3 Average 4 High 5 Highest
           
Program Outcomes Level of Contribution
1) Setting up various spaces in national and international contexts, carrying out designs, planning and applications that could satisfy various user groups and respond various requirements in the field of Interior Architecture,
2) Analyzing the information gathered from the framework of actual physical, social and economical constraints and user requirements, and synthesizing these with diverse knowledge and considerations in order to create innovative spatial solutions,
3) Generating creative, innovative, aesthetic and unique spatial solutions by using tangible and abstract concepts,
4) Using at least one of the illustration and presentation technologies competently, that the field of interior architecture requires,
5) Reporting, presenting and transferring the design, practice and research studies to the specialists or laymen by using visual, textual or oral communication methods, efficiently and accurately,
6) Embracing and prioritizing man-environment relationships, user health, safety and security, and universal design principles in the field of interior architecture,
7) Design understanding and decision making that respects social and cultural rights of the society, cultural heritage and nature,
8) Being aware of national and international values, following developments and being equipped about ethical and aesthetical subjects in the fields of interior architecture, design and art,
9) Having absolute conscious about legal regulations, standards and principles; and realizing professional ethics, duties and responsibilities in the field of Interior Architecture,