BVS2013 Credit Analysis for BanksBahçeşehir UniversityDegree Programs SOCIOLOGYGeneral Information For StudentsDiploma SupplementErasmus Policy StatementNational QualificationsBologna Commission
SOCIOLOGY
Bachelor TR-NQF-HE: Level 6 QF-EHEA: First Cycle EQF-LLL: Level 6

Course Introduction and Application Information

Course Code Course Name Semester Theoretical Practical Credit ECTS
BVS2013 Credit Analysis for Banks Fall 2 0 2 3
This catalog is for information purposes. Course status is determined by the relevant department at the beginning of semester.

Basic information

Language of instruction: Turkish
Type of course: Non-Departmental Elective
Course Level: Bachelor’s Degree (First Cycle)
Mode of Delivery: Face to face
Course Coordinator : Instructor SERAP GÖKSU
Recommended Optional Program Components: There are no program components.
Course Objectives: The main goal of this course is to have the ability of making financial assessments, credit evaluations through the main and supplementary financial statements of interprises by using analysing tools and techniques.

Learning Outcomes

The students who have succeeded in this course;
1. Able to to understand the fundamental and technical analysis.
2. Able to define the importance of footnotes considering the principles of accounting
3. Able to apply financial analysis techniques.
4 Able to interpret financial statement results,
5. Able to make financial assessments and credit evaluation.

Course Content

Basic concepts of financial analysis, financial analyses techniques, financial assessments and credit evaluation of main and supplementary financial statements by using analysing tools and techniques.

Weekly Detailed Course Contents

Week Subject Related Preparation
1) The scope of banking financial products and services.
1) Cash flow and applications.
2) The reasons and results of 2001 and 2008 financial crises in Banking Sector.
3) Banking sector credit policies and regulations. Bank Loan Ratings - Basel criteria.
4) Types of TL and FX Loans.
5) Types of non-cash loans.
6) Financials-B/S items, adjustments after company call.
7) Financials-Income statement, adjustments after company call.
8) Fund flow and applications.
9) Cash flow and applications.
10) Evaluation of loan request, B/S and I/S and security structure.
11) Ratio Analysis for Financial Statements.
12) B/S and I/S adjustments.
13) Exercise : Preparation, evaluation and security assesment of a company analysis report.
14) Credit scoring (SCORECARD)-Retail banking.

Sources

Course Notes / Textbooks: Dr. Öztin Akgüç, Mali Tablolar Analizi, Avcıol Basın Yayın, 2013,
Adem Çabuk, Mali Tablolar Analizi, Ekin Kitabevi, 2013.
References: Güncel dergiler, yayınlar, Firma Değerleme Raporları.

Evaluation System

Semester Requirements Number of Activities Level of Contribution
Midterms 1 % 40
Final 1 % 60
Total % 100
PERCENTAGE OF SEMESTER WORK % 40
PERCENTAGE OF FINAL WORK % 60
Total % 100

ECTS / Workload Table

Activities Number of Activities Duration (Hours) Workload
Course Hours 14 2 28
Study Hours Out of Class 14 3 42
Midterms 1 2 2
Final 1 2 2
Total Workload 74

Contribution of Learning Outcomes to Programme Outcomes

No Effect 1 Lowest 2 Low 3 Average 4 High 5 Highest
           
Program Outcomes Level of Contribution
1) To learn and compare major sociology perspectives, both classical and contemporary, and apply all of them to analysis of social conditions.
2) To be able to identify the basic methodological approaches in building sociological and anthropological knowledge at local and global levels
3) To be able to use theoretical and applied knowledge acquired in the fields of statistics in social sciences.
4) To have a basic knowledge of other disciplines (including psychology, history, political science, communication studies and literature) that can contribute to sociology and to be able to make use of this knowledge in analyzing sociological processes
5) To have a knowledge and practice of scientific and ethical principles in collecting, interpreting and publishing sociological data also develop ability how to share this data with experts and lay people, using effective communication skills
6) To develop competence in analyzing and publishing sociological knowledge by using computer software for quantitative and qualitative analysis; and develop an attitute for learning new techniques in these fields.
7) To identify and to have a knowledge of the theories related to urban and rural sociology and demography, and political sociology, sociology of gender, sociology of body, visual sociology, sociology of work, sociology of religion, sociology of knowledge and sociology of crime.
8) To have knowledge of how sociology is positioned as a scientific discipline from a philosophical and historical perspective
9) To have the awareness of social issues in Turkish society, to develop critical perspective in analysing these issues and to have a knowledge of the works of Turkish sociologists and to be able to transfer this knowledge
10) To have the awareness of social issues and global societal processes and to apply sociological analysis to development and social responsibility projects
11) To have the ability to define a research question, design a research project and complete a written report for various fields of sociology, either as an individual or as a team member.
12) To be able to transfer the knowledge gained in the areas of sociology to the level of secondary school.